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Lending

Home Equity Loans

Homeowners with a first mortgage balance and requested limit that would not exceed 80% of the appraisal value of the home will enjoy a home equity line of credit.

Loans granted for:

  • Convenience of a one-time loan application
  • Advances as simple as writing a check
  • Interest is reported on a 1098 form for tax deductibility**
  • Use of the line, whenever needed

Contact a Loan Specialist  Contact a Loan Specialist

Home Equity Loans

 

Online Loan Application

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Certificates of Deposit

Term Rate APY
90 Day 0.20% 0.20%
182 Day 0.35% 0.35%
1 Year 0.40% 0.40%
18 Month 0.55% 0.55%
24 Month 0.65% 0.65%
36 Month 0.95% 0.95%
60 Month 1.30% 1.31%
 See All Rates

 

 

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Carlsbad New Mexico

Comptroller, Treasury.gov website link

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