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Personal Banking

Senior Plus Checking

For customer 60 or older, CNB offers a combined checking and savings account that pays interest on both accounts. We pay interest on the balance over $1,000 in the checking account and a higher interest rate on the balance in the savings that maintain a minimum balance of $5,000. Other features available include free Internet access, and ATM/Debit card. Also, Bill Pay service is available with no monthly fee.


  • Free ATM Card
  • You receive monthly statement
  • Free Direct Deposit
  • Free Touch Tone Banking
  • Free Internet Access
  • Unlimited check writing
  • High yield interest rate

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Senior Plus Checking

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Certificates of Deposit

Term Rate APY
90 Day 0.25% 0.25%
182 Day 0.40% 0.40%
1 Year 0.50% 0.50%
18 Month 0.65% 0.65%
24 Month 0.75% 0.75%
36 Month 1.00% 1.00%
60 Month 1.51% 1.50%
 See All Rates


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Carlsbad New Mexico

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