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Personal Banking

Senior Plus Checking

For customer 60 or older, CNB offers a combined checking and savings account that pays interest on both accounts. We pay interest on the balance over $1,000 in the checking account and a higher interest rate on the balance in the savings that maintain a minimum balance of $5,000. Other features available include free Internet access, and ATM/Debit card. Also, Bill Pay service is available with no monthly fee.


  • Free ATM Card
  • You receive monthly statement
  • Free Direct Deposit
  • Free Touch Tone Banking
  • Free Internet Access
  • Unlimited check writing
  • High yield interest rate

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Senior Plus Checking

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Certificates of Deposit

Term Rate APY
90 Day .30% .30%
182 Day .45% .45%
1 Year .60% .60%
18 Month .75% .75%
24 Month .85% .85%
36 Month 1.10% 1.10%
60 Month 1.61% 1.60%
 See All Rates
Truth in Savings Disclosures


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Carlsbad New Mexico

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