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Personal Banking

Senior Plus Checking

For customer 60 or older, CNB offers a combined checking and savings account that pays interest on both accounts. We pay interest on the balance over $1,000 in the checking account and a higher interest rate on the balance in the savings that maintain a minimum balance of $5,000. Other features available include free Internet access, and ATM/Debit card. Also, Bill Pay service is available with no monthly fee.


  • Free ATM Card
  • You receive monthly statement
  • Free Direct Deposit
  • Free Touch Tone Banking
  • Free Internet Access
  • Unlimited check writing
  • High yield interest rate

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Senior Plus Checking

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Certificates of Deposit

Term Rate APY
90 Day 0.20% 0.20%
182 Day 0.35% 0.35%
1 Year 0.40% 0.40%
18 Month 0.55% 0.55%
24 Month 0.65% 0.65%
36 Month 0.95% 0.95%
60 Month 1.30% 1.31%
 See All Rates



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Carlsbad New Mexico

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