Find a Location
Personal Banking

Overdraft Privilege

Overdraft PrivilegeSM is a customer service provided to eligible checking accounts. Rather than automatically returning unpaid any non-sufficient fund items, we will consider; without obligation on our part, payment of your reasonable overdrafts, as long as you maintain your account in good standing.

Overdraft PrivilegeSM:

  • Requires no action on your part
  • Requires no additional documents to sign
  • Costs nothing unless you use the Overdraft PrivilegeSM Service
  • Is available to account holders over eighteen (18) years of age
  • Saves you embarrassment and additional charges from Retailers for Returned Checks.

  Overdraft Privilage Disclosure


Available Now

Mobile Banking
|Go|

Apply for a Loan

Business Debit Card

 

Certificates of Deposit

Term Rate APY
90 Day 0.20% 0.20%
182 Day 0.35% 0.35%
1 Year 0.40% 0.40%
18 Month 0.55% 0.55%
24 Month 0.65% 0.65%
36 Month 0.95% 0.95%
60 Month 1.30% 1.31%
 See All Rates

 

 

find us    Find Us

 

Carlsbad New Mexico

Comptroller, Treasury.gov website link

Send Us an Email
Do not email sensitive or personal information.


 



 




Submit