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Certificates of Deposit

The Carlsbad National Bank offers a variety of certificates of deposit ranging between 32 days and 60 months. All CDs require a minimum deposit of $1,000.


  • Competetive Rates
  • Touch Tone Banking
  • Interest is compounded quarterly on all our CDs over 90 days. We pay interest monthly, quarterly, or annually by check or deposited into any CNB account.

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Certificates of Deposit

Term Rate APY
90 Day 0.10% 0.10%
182 Day 0.25% 0.25%
1 Year 0.30% 0.30%
18 Month 0.35% 0.35%
24 Month 0.45% 0.45%
36 Month 0.65% 0.65%
60 Month 1.00% 1.00%
 See All Rates


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