Overdraft Privilege

Overdraft PrivilegeSM is a customer service provided to eligible checking accounts. Rather than automatically returning unpaid any non-sufficient fund items, we will consider; without obligation on our part, payment of your reasonable overdrafts, as long as you maintain your account in good standing.

Overdraft PrivilegeSM
  • Requires no action on your part
  • Requires no additional documents to sign
  • Costs nothing unless you use the Overdraft PrivilegeSM Service
  • Is available to account holders over eighteen (18) years of age
  • Saves you embarrassment and additional charges from Retailers for Returned Checks.

Overdraft Privilige Disclosure
202 W. Stevens Street - Carlsbad NM 88220 - 505.234.5000