Deposit Account Rates

Term	Annual Percentage Yield (APY) **	Interest Rate
90 Day	.40%	.40%
182 Day	.55%	.55%
1 year	.85%	.85%
18 Month	1.00%	1.00%
24 Month	1.11%	1.10%
30 Month	1.21%	1.20%
36 Month	1.36%	1.35%
42 Month	1.51%	1.50%
4 Year	1.61%	1.60%
5 Year	1.86%	1.85%
IRA - 18 month Variable	1.00%	1.00%
APY's as of 01/01/2019. Penalty for Early Withdrawal. Minimum Deposit $1,000.

Minimum Opening Balance	Annual Percentage Yield (APY) **	Interest Rate
$1,000 -- $24,999	.100%	.100%
$25,000 -- $49,999	.125%	.125%
$50,000 -- $99,999	.15%	.150%
$100,000 and above	.175%	.175%
Minimum Daily Balance to Earn Interest $1,000

Minimum Opening Balance $100	Annual Percentage Yield (APY) **	Interest Rate
$1,000 -- $9,999	.08%	.080%
$10,000 -- $24,999	.08%	.080%
$25,000 -- $49,999	.08%	.080%
$50,000 and up	.08%	.080%
Minimum Daily Balance to Earn Interest $1,000

Account Name	Minimum Opening Balance	Min Daily Balance to Earn Interest	Annual Percentage Yield (APY) **	Interest Rate
Savings	$100		.17%	.170%
High Five Savings	$5,000	$0 - $4,999	.22%	.220%
High Five Savings	$5,000	Over $5,000	.22%	.220%
Senior Plus	$1,000	$1,000	.08%	.080%
Senior Plus	$1,000	$5,000	.22%	.220%

**Interest Compounded Monthly		Rates are subject to change at any time. ASK US ABOUT OUR FEES AND TERMS