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Lending

Home Equity Loans

Homeowners with a first mortgage balance and requested limit that would not exceed 80% of the appraisal value of the home will enjoy a home equity line of credit.

Loans granted for:

  • Convenience of a one-time loan application
  • Advances as simple as writing a check
  • Interest is reported on a 1098 form for tax deductibility**
  • Use of the line, whenever needed

Contact a Loan Specialist  Contact a Loan Specialist

Home Equity Loans

 

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C

ertificates of Deposit

Term Rate APY
90 Day 0.15% 0.15%
182 Day 0.30% 0.30%
1 Year 0.35% 0.35%
18 Month 0.50% 0.50%
24 Month 0.60% 0.60%
36 Month 0.90% 0.90%
60 Month 1.25% 1.26%
 See All Rates

 

 

 

 

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Carlsbad New Mexico

Comptroller, Treasury.gov website link

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