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Personal Banking

Individual Retirement Account

Traditional, Roth and Education IRAs

One of the best ways to save for your retirement is with an IRA. The CNB Bank can help you establish a tax deferred IRA for your future financial security. With as little as $500, you can open an IRA account that pays a high quarterly dividend. We will keep you in touch with all new rules and regulations. We will take care of all the details of transferring your account to our bank.


  • Enjoy the benefits of tax-deferred savings
  • No annual fee
  • Competitive Interest Rates
  • Investment range between 182 days and 60 months

One time set up fee of $25.00
Close out fee of $25.00

  View Interest Rates


Individual Retirement Account

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Certificates of Deposit

Term Rate APY
90 Day .40% .40%
182 Day .55% .55%
1 Year .85% .85%
18 Month 1.00% 1.00%
24 Month 1.10% 1.11%
36 Month 1.35% 1.36%
60 Month 1.85% 1.86%
 See All Rates
Truth in Savings Disclosures


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Carlsbad New Mexico


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